Student Health Insurance

Wright State University requires the following students be covered by adequate health insurance:

• All domestic undergraduate students registered for 12 or more credit hours per term
• All domestic graduate students registered for 6 or more credit hours per term
• All international students registered for 1 or more credit hour(s) per term

If any of the above three descriptions apply to you:

Each fall semester, Wright State will automatically enroll you in the university-sponsored student medical and prescription drug insurance plan for an August 15 effective date. Students will need to be covered by the student health insurance plan or WAIVE the coverage if they are covered by another health insurance plan EACH academic year.

• If you want coverage, no further action is necessary
• If you currently have medical and prescription drug coverage under another plan, you may submit a waiver request to have the premium removed from your student account. Your waiver must be submitted between June 30 and September 5, 2025. Your waiver will remain of file until the end of the 2025–2026 school year.

If you do not belong to one of the three groups listed above:

Undergraduate degree-seeking students taking at least 6 credit hours may voluntarily enroll in the student health plan during the open enrollment period. You must sign up by the second Friday of the new term for fall and spring. Contact studenthealthinsurance@wright.edu for assistance. If you experience a Qualifying Life Event (such as loss of health insurance, marriage, divorce, etc.) and wish to enroll in the Wright State student health insurance plan, please contact studenthealthinsurance@wright.edu within 31 days of the QLE.

Because your health is critical to academic success, Wright State offers access to quality and affordable student health care coverage.

A single health crisis without adequate coverage can derail your entire academic path and future.

With health insurance, your out-of-pocket financial responsibility is capped, allowing you to better prepare for any emergency.

Wright State has partnered with a leading care insurance provider to offer you access to excellent and affordable health care, so you can continue progressing toward your planned future.

Important Dates for the 2025–2026 Academic Year

Health Insurance Waiver Appeal Form

An approved waiver completed in the fall is in effect through the whole academic year, including the following summer term.

• NEW students for spring will have the opportunity to enroll/waive the student health insurance prior to the spring semester.
• NEW students for summer are not required to waive.

Health insurance waiver appeal form IMPORTANT NOTE: This is strictly an appeal form. This is not the standard Student Health Insurance waiver that is located at student.anthem.com.

This form can only be accessed by a user with a wright.edu email address. Please allow 5-7 business days for review. If your appeal is approved, your student health insurance plan will terminate on the first of the following month in which the appeal was received.  A pro-rated premium refund will be credited to your student account.   

Guide to Student Health Care Resources

Use this guide to find health resources such as where to go for health care, mental health services available, and more.