Lake Campus Open House

Campus Life

Student Health Insurance

Health Insurance Requirement

Wright State University requires the following students be covered by adequate health insurance:

  • All domestic undergraduate students registered for 12 or more credit hours per term
  • All domestic graduate students registered for 6 or more credit hours per term
  • All international students registered for 1 or more credit hour(s) per term

If any of the above three descriptions apply to you:

Each fall semester, Wright State will automatically enroll you in the university-sponsored student medical and prescription drug insurance plan for an August 15 effective date. Students will need to be covered by the student health insurance plan or WAIVE the coverage if they are covered by another health insurance plan EACH academic year.

  • If you want coverage, no further action is necessary
  • If you currently have medical and prescription drug coverage under another plan, you may submit a waiver request to have the premium removed from your student account. Your waiver must be submitted between July 8 and September 6, 2024. Your waiver will remain on file until the end of the 2024-2025 school year. Note: The online waiver will be available on July 8.

If you do not belong to one of the three groups listed above:

Undergraduate degree-seeking students taking a minimum of 6 credit hours may voluntarily enroll in the student health insurance plan. If you choose to do so, you must sign up for the plan by September 8, 2023, by contacting

Important Dates for the 2024-25 Academic Year


July 8–September 6, 2024

Open enrollment period. This is also when you can waive coverage by providing proof of alternative coverage, which removes the fee from your student account.


July 18, 2024

Health insurance fee added to all student accounts.


August 15, 2024

Student health insurance plan goes into effect for the 2022–23 academic year.

Learn more about the plan and costs or how to waive coverage.


Take the Next Step

Finding the right college means finding the right fit. See all that Wright State University–Lake Campus has to offer by visiting campus.